<h2>What is PIP Insurance?</h2><p>Personal Injury Protection (PIP) is mandatory auto insurance in Florida. It covers 80% of reasonable medical expenses up to $10,000, regardless of who caused the accident. This includes physical therapy treatments.</p><h2>The 14-Day Rule</h2><p>You must seek initial medical treatment within 14 days of your accident to qualify for full PIP benefits. Delaying beyond this window can reduce your coverage to just $2,500 for non-emergency conditions.</p><h2>What PIP Covers for Physical Therapy</h2><ul><li>Initial evaluation and assessment</li><li>Manual therapy and soft tissue mobilization</li><li>Therapeutic exercises and stretching</li><li>Modalities like ultrasound and electrical stimulation</li><li>Balance and coordination training</li></ul><h2>How Physical Therapy NOW Helps</h2><p>At Physical Therapy NOW in Miami Beach, we handle PIP documentation and work directly with your insurance. Our team ensures proper coding and timely submission so you can focus on healing.</p><h2>Beyond PIP: Additional Coverage Options</h2><p>If your injuries exceed PIP limits, you may have options through MedPay, health insurance, or a personal injury claim. <strong>Contact Physical Therapy NOW to discuss your coverage and start your recovery today.</strong></p>
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Physical Therapy NOW™ has 40+ Florida locations with same-week appointments. Most insurance, auto accident (PIP), workers' compensation and Medicare accepted.
